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What is Udyog Aadhar?
Pradhan Mantri MUDRA Yojana (PMMY) is a scheme launched by the Hon’ble Prime Minister on April 8, 2015 for providing loans up to 10 lakh to the non-corporate, non-farm small/micro enterprises. These loans are classified as MUDRA loans under PMMY. These loans are given by Commercial Banks, RRBs, Small Finance Banks, MFIs and NBFCs. The borrower can approach any of the lending institutions mentioned above or can apply online through this portal www.gstcindia.com Under the aegis of PMMY, MUDRA has created three products namely 'Shishu', 'Kishore' and 'Tarun' to signify the stage of growth / development and funding needs of the beneficiary micro unit / entrepreneur and also provide a reference point for the next phase of graduation / growth.
What is the Udyog Aadhar Certificate?
Udyog Aadhar Certificate is issued to the MSMEs registered with the Ministry of MSME. The Udyog Aadhar Certificate contains the Udyog Aadhar Number of the enterprise.
Now, the enterprises having the Udyog Aadhar Certificate need to re-register and mitigate the Udyam Registration Portal and obtain the Udyam Registration Certificate. Udyam Registration Certificate contains the unique registration number of the enterprise and can receive the benefits provided to MSMEs by the Government of India.
Which enterprises are considered as MSME?
Any enterprise whose investment in plant and machinery or equipment does not exceed Rs.1 crore, and turnover does not exceed Rs.5 crore is considered a micro-enterprise. Every enterprise whose investment in plant and machinery or equipment does not exceed Rs.10 crore, and turnover does not exceed Rs.50 crore is considered a small enterprise. Every enterprise whose investment in plant and machinery or equipment does not exceed Rs.50 crore, and turnover does not exceed Rs.250 crore is considered a medium enterprise.
What are the benefits of Udyog Aadhar registration?
A MSME having a Udyog Aadhar registration can get the benefits of all the government schemes for MSMEs. They are also eligible for government subsidies. They can apply for government micro business loans and other such related beneficial schemes.
Are Udyog Aadhar and Udaym Registration same?
No. Udyog Aadhar was introduced in 2015 by the Government of India for registration of MSMEs. Subsequently, the Government revised the MSME definition and introduced the Udyam Registration portal in 2020 for registering new MSMEs. The Government also stated that all enterprises having Udyog Aadhar Registration need to re-register under Udaym Registration portal after 1st July 2020 for it to be valid.
Can an entrepreneur file for more than one Udyog Aadhar registration?
An entrepreneur having Udyog Aadhar registration will have to mitigate Udyam Registration. There is no need to file for more than one Udyam Registration for more than one enterprise. Any number of activities undertaken by an entrepreneur which includes both manufacturing and service can be specified or added in one registration.