Register a Nidhi Company with 20 Lacs capital at just ₹17,997
Nidhi Company with 20 Lacs capital provides a stronger capital base for mutual benefit lending operations. It is registered under the Companies Act, 2013, and operates as a mutual benefit society where members can save and borrow at competitive rates.
No office visits, no couriers. Upload everything from your phone and watch your application move from document check to final approval on WhatsApp.
Send documents on WhatsApp or through our secure portal. We review each one and request anything missing before filing.
Track your application on the official portal. Your acknowledgment number is shared with you the same working day.
Get a WhatsApp and email update at every stage - documents received, filed, approved - so you always know where your case stands.
Your documents are used only for this application, stored safely, and never shared. Certificates go to your registered email.
With 20 Lacs capital, the Nidhi Company has a larger lending capacity, better member confidence, and scope for higher loan disbursements while still meeting Nidhi rules compliance.
Yes, you can increase the capital through a board resolution and by issuing additional shares to members. The process requires filing with MCA and updating the capital structure.
The minimum member requirement remains 200 members regardless of capital. However, within one year of incorporation, the company must have at least 200 members.
Nidhi Companies must maintain Net Owned Funds (NOF) of at least ₹10 lakh. With 20 Lacs capital, this requirement is easily met and exceeds the minimum threshold.
Yes, the company name must include 'Nidhi Limited' as per MCA guidelines. The name approval must reflect the Nidhi nature of the business during incorporation.
PAN card, Aadhaar card, passport-size photos, address proof of directors, registered office proof, DSC, MOA and AOA with Nidhi-specific clauses, and details of the 200 members to be enrolled within one year.
Nidhi Company registration typically takes 20-25 working days. This includes DIN allotment, name approval, SPICe+ filing, and incorporation. Post-incorporation, Nidhi Rules 2014 compliances must be met within the prescribed timeline.
A 20 Lacs capital Nidhi Company has higher lending capacity, better member confidence, improved credibility with financial institutions, and the ability to offer larger loans to members while being exempt from RBI NBFC regulations.
Nidhi Companies must file annual returns (Nidhi Rules compliance), maintain NOF of at least ₹10 lakh, have minimum 200 members within one year, maintain a 1:10 ratio between NOF and deposits, and conduct board meetings regularly.
Complete your compliance with these popular add-ons
Rated 4.9/5 from 2,341 verified client reviews
"I was worried about the paperwork, but the team handled everything online. Documents were collected on WhatsApp and the advisor updated me at every step until I received the final confirmation on email. Very professional and transparent."
"Quick, honest and no hidden charges. The fee was confirmed upfront on WhatsApp and the acknowledgment was generated the same day my documents were verified. Highly recommended for Nidhi Company Registration."
"They explained the process in simple Hindi, told me exactly which documents to prepare, and my application moved without a single query from the department. Worth every rupee of the fee I paid."
Ongoing services our clients book again - renew in one message
GSTR-1 & GSTR-3B prepared from your data and filed on time every month. No late fees, ever.
Yearly ITR-1 filing with full review before submission. E-verify and keep a copy for records.
On-time renewal before expiry. No lapsing, no fine, no business interruption.
AOC-4 & MGT-7 annual filings for your company with director KYC & event-based compliance.
