Detailed project report for Prime Minister Employment Generation Programme (PMEGP) — mandatory for loan and subsidy approval.
PMEGP (Prime Minister Employment Generation Programme) is a credit-linked subsidy scheme implemented by KVIC. Loans of up to ₹29 lakh (service sector) to ₹75 lakh (manufacturing sector) are provided for setting up new businesses, with subsidy of 35% for rural and 25% for urban areas.
At GSTC INDIA GROUP, we prepare a comprehensive PMEGP Project Report as per KVIC guidelines. Our report covers technical feasibility, economic viability, financial projections, and all details required for bank submission and subsidy claim.
No office visits, no couriers. Upload everything from your phone and watch your application move from document check to final approval on WhatsApp.
Send documents on WhatsApp or through our secure portal. We review each one and request anything missing before filing.
Track your application on the official portal. Your acknowledgment number is shared with you the same working day.
Get a WhatsApp and email update at every stage - documents received, filed, approved - so you always know where your case stands.
Your documents are used only for this application, stored safely, and never shared. Certificates go to your registered email.
PMEGP is a credit-linked subsidy scheme by KVIC that provides loans up to ₹75 lakh for manufacturing and ₹29 lakh for service sector. Any Indian citizen above 18 years with minimum 8th standard education can apply. 35% subsidy for rural areas and 25% for urban areas.
Yes, a detailed project report is mandatory for PMEGP loan approval. The report must be prepared as per KVIC guidelines and submitted to the bank along with the loan application. Without a proper project report, the loan and subsidy cannot be processed.
The report includes: business overview, technical feasibility, economic viability, market analysis, machinery list, raw material details, employee structure, 3-5 year financial projections (P&L, Balance Sheet, Cash Flow), CMA Data, and subsidy calculation.
We typically prepare the complete PMEGP project report within 3-4 working days after receiving all necessary documents and project details from you.
Yes, we provide complete assistance with the subsidy claim process. We help prepare all required documents, coordinate with KVIC and the bank, and follow up until the subsidy is credited.
Under PMEGP, the subsidy (margin money) is 35% of the project cost for rural areas and 25% for urban areas. For special categories (SC/ST/OBC/women/ex-servicemen/NER), the subsidy is 35% for both rural and urban areas. The maximum subsidy is capped at ₹75 lakh for manufacturing and ₹29 lakh for services.
Under PMEGP, the maximum project cost is ₹75 lakh for manufacturing units and ₹29 lakh for service/trading units. The loan covers 65-75% of the project cost, with the balance contributed as margin money (subsidy) from the government and the borrower's contribution.
The minimum age for PMEGP applicants is 18 years. There is no upper age limit. However, applicants must have at least 8th standard educational qualification. For projects above ₹10 lakh in manufacturing and above ₹5 lakh in services, minimum 10th pass is required.
Yes, PMEGP covers both manufacturing and service/trading businesses. Service sector projects can get loans up to ₹29 lakh with 25-35% subsidy. Common service projects include beauty parlors, tailoring, repair shops, food processing, and IT services.
The application process involves: 1) Online application on PMEGP portal, 2) Project report preparation and submission to bank, 3) Bank appraisal and loan sanction, 4) KVIC/DIC approval for subsidy, 5) Loan disbursement and subsidy claim. We assist at every step of the process.
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"I was worried about the paperwork, but the team handled everything online. Documents were collected on WhatsApp and the advisor updated me at every step until I received the final confirmation on email. Very professional and transparent."
"Quick, honest and no hidden charges. The fee was confirmed upfront on WhatsApp and the acknowledgment was generated the same day my documents were verified. Highly recommended for PMEGP Project Report."
"They explained the process in simple Hindi, told me exactly which documents to prepare, and my application moved without a single query from the department. Worth every rupee of the fee I paid."
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